Kenya · InsuranceStaff HealthCover
Your best talent stays when you invest in their health. From 2 employees.
Trusted Cover
Kenya · Acentria
About This Cover
Why Staff Health Cover?
Employee health benefits are Kenya's #1 staff retention differentiator — ahead of salary in mid-market surveys. Sick days cost Kenyan businesses an estimated KES 3.2 billion annually in lost productivity. Acentria Staff Health Cover gives employers of any size access to Fortune 500-style group medical benefits — with 500+ approved hospitals, 2-hour pre-authorisation, and a dedicated corporate claims team that handles everything so HR doesn't have to.
"Your best talent stays when you invest in their health. From 2 employees."
Coverage Details
What's Covered
Staff Health Cover covers a wide range of risks to give you and your loved ones complete peace of mind.
Group inpatient and outpatient cover
Dental, optical, and maternity benefits
Chronic disease management programme
Staff wellness and preventive care
Pre-existing condition cover (after waiting period)
Dedicated corporate account manager
Online member portal and mobile claims tracking
Last expense / funeral benefit (add-on)
Why Acentria
Why Choose Us
From 2 Employees Upwards
Most insurers require 5+ staff for group cover. We start at 2 — making premium group benefits accessible to startups and small businesses from day one.
500+ Approved Hospitals
Aga Khan, Nairobi Hospital, MP Shah, Kenyatta National Hospital, and 500+ across Kenya and East Africa. Direct billing — your staff never pay out of pocket for covered treatment.
HR-Free Claims Management
Our dedicated corporate claims team handles pre-authorisations, disputes, and reimbursements directly with hospitals and staff — zero burden on your HR team.
Simple Process
Getting Covered Is Simple
Get a Quote
Fill in a simple online form or call us. Receive a personalised quote within minutes.
Choose Your Plan
Compare plans, pick the level of cover that fits your life stage and budget.
Get Covered
Pay your premium, receive your policy instantly, and enjoy peace of mind from day one.
Common Questions
Frequently Asked
We have all the answers. If you don't find yours here, our specialists are a call away.
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How Much Will It Cost?
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Proof, Not Promises
Real Claims. Real Outcomes.
Every number represents a real client we helped get back on their feet. Details anonymised to protect privacy.
Motor — Comprehensive Claim
SME Fleet Owner
A Nairobi-based SME fleet owner suffered a serious rear-end collision on the Thika Superhighway. Acentria lodged the claim, appointed an approved repairer, and managed all insurer correspondence. The full repair cost was paid and the vehicle returned to the road in 12 working days — minimising lost business income.
Amount Paid
KES 1,850,000
Settlement
12 days
Health — Emergency Hospitalisation
Corporate Professional
A Nairobi-based corporate professional required an emergency appendectomy at Aga Khan Hospital. Acentria obtained pre-authorisation within 2 hours of notification. The hospital bill was settled directly with the insurer — the client paid nothing out of pocket and was discharged within 5 days.
Amount Paid
KES 340,000
Settlement
5 days
Home — Burglary & Theft
Private Individual
A Karen homeowner returned from travel to find electronics and valuables stolen during a break-in. Acentria lodged the police abstract and supported the client through the claims documentation. New-for-old replacement at current market value was settled in 8 working days — no depreciation applied.
Amount Paid
KES 680,000
Settlement
8 days
Business — Fire & Business Interruption
Industrial Area SME
An electrical fire at an Industrial Area warehouse destroyed a significant portion of stock. Acentria appointed a specialist loss adjuster within 24 hours and activated the business interruption cover simultaneously. Stock replacement and ongoing business expenses were paid throughout the rebuild — total settlement reached in 18 working days.
Amount Paid
KES 4,200,000
Settlement
18 days
Have a claim to report? Report it here →
Authorised & Regulated
Fully Licensed Across Africa
Acentria operates under the regulatory oversight of the relevant national insurance authorities in every market we serve — so your cover is always backed by law.
2025 Claims Performance
Backed By The Best
Our Reinsurance & Partner Network
Acentria's capacity is supported by the world's largest reinsurers and trusted African financial institutions — so every claim is backed by solid capital.
Reinsurer
Reinsurer
Reinsurer
Reinsurer
Client Stories
Trusted by Thousands Across Africa
Acentria's motor insurance claim was processed in under 24 hours. Their team guided me through every step — truly outstanding service.
David Mwangi
Fleet Manager, Transline Group
Our company has relied on Acentria for group life and health cover for three years. They understand the African insurance landscape better than anyone.
Grace Kamau
Head of HR, Safaricom PLC
Where We Are
Our Offices Across Africa
Every office commits to our service response SLA — so you always know when to expect to hear from us.
Nairobi
Westlands Road, Westlands, Nairobi
Get Started Today
Secure What Matters Most. Let Acentria Tailor Your Staff Health Cover.
Speak with one of our Kenya specialists today and get a personalised solution within 24 hours.
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