Rwanda · InsuranceCyber LiabilityCover
Ransomware. Data breaches. M-Pesa fraud. Kenya's digital risk is real.
Trusted Cover
Rwanda · Acentria
About This Cover
Why Cyber Liability Cover?
Kenya lost over KES 10 billion to cybercrime in 2024 according to the Communications Authority. Ransomware attacks on Kenyan businesses doubled year-on-year. The Data Protection Act 2019 now mandates breach notification within 72 hours — non-compliance risks KES 5 million in fines. If your business handles customer data, processes M-Pesa payments, or runs on cloud systems, you need cyber liability cover. Acentria's panel covers everything from the first hour of a breach to the last day of recovery.
"Ransomware. Data breaches. M-Pesa fraud. Kenya's digital risk is real."
Coverage Details
What's Covered
Cyber Liability Cover covers a wide range of risks to give you and your loved ones complete peace of mind.
Data breach response — notification, PR, credit monitoring
Ransomware payments and negotiation support
Business interruption from cyber events
Regulatory defence under Kenya's Data Protection Act 2019
Third-party liability (customer data loss)
Social engineering and employee fraud
Media liability — online defamation and IP infringement
Forensic investigation expenses
System restoration costs
Why Acentria
Why Choose Us
Incident Response in Hours
When a breach happens, hours matter. Our panel of cyber forensics experts, legal advisors, and PR specialists mobilises within 4 hours of an incident report.
Kenya DPA Compliance Support
Kenya's Data Protection Act 2019 requires breach notification within 72 hours. We cover your legal and notification costs — and guide you through the ODPC reporting process.
24/7 Cyber Emergency Line
Don't wait until Monday morning. Cyber incidents happen on weekends and public holidays. Our 24/7 hotline gets you expert guidance the moment you detect a problem.
Simple Process
Getting Covered Is Simple
Get a Quote
Fill in a simple online form or call us. Receive a personalised quote within minutes.
Choose Your Plan
Compare plans, pick the level of cover that fits your life stage and budget.
Get Covered
Pay your premium, receive your policy instantly, and enjoy peace of mind from day one.
Common Questions
Frequently Asked
We have all the answers. If you don't find yours here, our specialists are a call away.
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How Much Will It Cost?
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Proof, Not Promises
Real Claims. Real Outcomes.
Every number represents a real client we helped get back on their feet. Details anonymised to protect privacy.
Motor — Comprehensive Write-Off
Kigali Business Owner
A Kigali business owner's vehicle was written off in an accident days before a major regional conference. Acentria fast-tracked the claims assessment and secured the full agreed-value payout within 8 working days. The client purchased a replacement vehicle in time for the conference without business disruption.
Amount Paid
RWF 4,500,000
Settlement
8 days
Health — Emergency Surgery
Kigali Professional
A Kigali-based professional required emergency surgery at King Faisal Hospital. Acentria pre-authorised the procedure on the same day as the specialist's referral. Direct billing was activated, the client paid nothing upfront, and was discharged within 2 days with all costs fully settled by the insurer.
Amount Paid
RWF 2,800,000
Settlement
2 days
MICE — Event Cancellation
Kigali Event Organiser
A Kigali-based event organiser was forced to cancel a major conference when the contracted venue suffered a plumbing emergency 72 hours before the event. Acentria's event cancellation policy covered venue penalties, catering cancellation fees, and delegate travel costs in full. The complete settlement of RWF 18 million was paid within 12 working days.
Amount Paid
RWF 18,000,000
Settlement
12 days
Have a claim to report? Report it here →
Authorised & Regulated
Fully Licensed Across Africa
Acentria operates under the regulatory oversight of the relevant national insurance authorities in every market we serve — so your cover is always backed by law.
2025 Claims Performance
Backed By The Best
Our Reinsurance & Partner Network
Acentria's capacity is supported by the world's largest reinsurers and trusted African financial institutions — so every claim is backed by solid capital.
Reinsurer
Reinsurer
Reinsurer
Reinsurer
Client Stories
Trusted by Thousands Across Africa
Acentria's motor insurance claim was processed in under 24 hours. Their team guided me through every step — truly outstanding service.
David Mwangi
Fleet Manager, Transline Group
Our company has relied on Acentria for group life and health cover for three years. They understand the African insurance landscape better than anyone.
Grace Kamau
Head of HR, Safaricom PLC
Where We Are
Our Offices Across Africa
Every office commits to our service response SLA — so you always know when to expect to hear from us.
Nairobi
Westlands Road, Westlands, Nairobi
Dar es Salaam
Ohio Street, CBD, Dar es Salaam
Lusaka
Cairo Road, City Centre, Lusaka
Kampala
Plot 1, Parliament Avenue, Kampala
Get Started Today
Secure What Matters Most. Let Acentria Tailor Your Cyber Liability Cover.
Speak with one of our Rwanda specialists today and get a personalised solution within 24 hours.
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