Rwanda · InsuranceLifeInsurance
48-hour payout. Mobile money premiums. Built for Rwanda's growing economy.
Trusted Cover
Rwanda · Acentria
About This Cover
Why Life Insurance?
Rwanda's life insurance market is one of East Africa's fastest growing — driven by a young, aspirational professional class, government employees, and a diaspora community that understands financial planning. Acentria Rwanda Life Insurance offers plans from RWF 5,000 per year — covering every Rwandan from last expense cover to investment-linked whole-life policies.
"48-hour payout. Mobile money premiums. Built for Rwanda's growing economy."
Coverage Details
What's Covered
Life Insurance covers a wide range of risks to give you and your loved ones complete peace of mind.
Death benefit paid to beneficiaries within 48 hours
Permanent disability cover
Critical illness benefit
Funeral and last expense cover
Education protection — children's school fees guaranteed
Investment and savings component (selected plans)
Flexible premium: monthly, quarterly, or annually
Policy loans available against cash value
Flexible Options
Which Plan Is Right for You?
Choose the plan that fits your life stage, budget, and goals. All plans are backed by Acentria's service promise.
Individual Life Assurance
Comprehensive life cover with death, permanent disability, and critical illness benefits — flexible premiums.
- Death benefit
- Permanent disability
- Critical illness rider
- Investment component available
Term Life Insurance
Affordable pure protection for 5–20 years — ideal for Rwanda's young professionals and loan protection.
- Fixed term cover
- Level or decreasing
- Loan protection option
- Very affordable
Last Expense Cover
Fast cash payout within 48 hours for funeral and related last expenses — protecting family dignity.
- 48-hour cash payout
- No medical exam
- Spouse and children covered
Education Protection Plan
Guarantees your children's school fees from primary through Rwanda's top universities — even if you are no longer around.
- Education fund payout
- Premium waiver on death
- Primary to university
- Flexible contributions
Why Acentria
Why Choose Us
48-Hour Family Payout
Rwanda's claims regime is efficient. We target payment within 48 hours of receiving valid documentation — your family receives support immediately, not after months of waiting.
Diaspora-Friendly Policies
Rwanda's diaspora in the US, UK, Belgium, and Canada can purchase life policies for family members at home — or take out policies on their own lives with Rwandan beneficiaries.
BNR Regulated & Transparent
All Acentria Rwanda life products are BNR regulated with full policy documentation in English and French. We publish policy terms clearly — no hidden exclusions.
Simple Process
Getting Covered Is Simple
Get a Quote
Fill in a simple online form or call us. Receive a personalised quote within minutes.
Choose Your Plan
Compare plans, pick the level of cover that fits your life stage and budget.
Get Covered
Pay your premium, receive your policy instantly, and enjoy peace of mind from day one.
Common Questions
Frequently Asked
We have all the answers. If you don't find yours here, our specialists are a call away.
Instant Estimate
How Much Will It Cost?
Get an indicative premium in seconds — no forms, no callbacks.
Premium Calculator
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Indicative premiums — final pricing subject to underwriting
Estimated Premium
Indicative only. Exact premium confirmed at application.
No commitment · 2-minute form
Proof, Not Promises
Real Claims. Real Outcomes.
Every number represents a real client we helped get back on their feet. Details anonymised to protect privacy.
Motor — Comprehensive Write-Off
Kigali Business Owner
A Kigali business owner's vehicle was written off in an accident days before a major regional conference. Acentria fast-tracked the claims assessment and secured the full agreed-value payout within 8 working days. The client purchased a replacement vehicle in time for the conference without business disruption.
Amount Paid
RWF 4,500,000
Settlement
8 days
Health — Emergency Surgery
Kigali Professional
A Kigali-based professional required emergency surgery at King Faisal Hospital. Acentria pre-authorised the procedure on the same day as the specialist's referral. Direct billing was activated, the client paid nothing upfront, and was discharged within 2 days with all costs fully settled by the insurer.
Amount Paid
RWF 2,800,000
Settlement
2 days
MICE — Event Cancellation
Kigali Event Organiser
A Kigali-based event organiser was forced to cancel a major conference when the contracted venue suffered a plumbing emergency 72 hours before the event. Acentria's event cancellation policy covered venue penalties, catering cancellation fees, and delegate travel costs in full. The complete settlement of RWF 18 million was paid within 12 working days.
Amount Paid
RWF 18,000,000
Settlement
12 days
Have a claim to report? Report it here →
Authorised & Regulated
Fully Licensed Across Africa
Acentria operates under the regulatory oversight of the relevant national insurance authorities in every market we serve — so your cover is always backed by law.
2025 Claims Performance
Backed By The Best
Our Reinsurance & Partner Network
Acentria's capacity is supported by the world's largest reinsurers and trusted African financial institutions — so every claim is backed by solid capital.
Reinsurer
Reinsurer
Reinsurer
Reinsurer
Client Stories
Trusted by Thousands Across Africa
Acentria's motor insurance claim was processed in under 24 hours. Their team guided me through every step — truly outstanding service.
David Mwangi
Fleet Manager, Transline Group
Our company has relied on Acentria for group life and health cover for three years. They understand the African insurance landscape better than anyone.
Grace Kamau
Head of HR, Safaricom PLC
Where We Are
Our Offices Across Africa
Every office commits to our service response SLA — so you always know when to expect to hear from us.
Nairobi
Westlands Road, Westlands, Nairobi
Dar es Salaam
Ohio Street, CBD, Dar es Salaam
Lusaka
Cairo Road, City Centre, Lusaka
Kampala
Plot 1, Parliament Avenue, Kampala
Get Started Today
Secure What Matters Most. Let Acentria Tailor Your Life Insurance.
Speak with one of our Rwanda specialists today and get a personalised solution within 24 hours.
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