Tanzania · InsuranceCommercial PropertyInsurance
Fire. Theft. Business interruption. Comprehensive cover for Kenyan business premises.
Trusted Cover
Tanzania · Acentria
About This Cover
Why Commercial Property Insurance?
A warehouse fire in Industrial Area. A break-in at your Westlands office over the Christmas weekend. Flash flooding in your Kisumu retail unit. Every one of these scenarios can cost millions — and months of lost revenue. Acentria Commercial Property Insurance covers not just the physical damage but the business interruption losses while you rebuild. One policy, complete protection for your entire premises.
"Fire. Theft. Business interruption. Comprehensive cover for Kenyan business premises."
Coverage Details
What's Covered
Commercial Property Insurance covers a wide range of risks to give you and your loved ones complete peace of mind.
Building structure — offices, factories, warehouses, retail
Machinery, plant, and equipment
Stock and inventory (including refrigerated stock)
Business interruption — lost revenue during downtime
Money in transit and on premises (safe and till)
Glass breakage (shopfronts, partitions)
Employer's liability
All-risks extension for specified valuable equipment
Why Acentria
Why Choose Us
Business Interruption Included
Physical damage alone doesn't tell the full story. Our policies cover your lost profit and ongoing fixed costs (rent, salaries, utilities) while your premises are being restored.
Sector-Specific Underwriting
We understand the difference between a cold-storage facility, a manufacturing plant, and a Nairobi CBD office block. Our cover is tailored, not generic.
Reinstatement Value Cover
We cover full rebuilding and replacement costs at today's prices — no depreciation. Your business is restored, not just partially compensated.
Simple Process
Getting Covered Is Simple
Get a Quote
Fill in a simple online form or call us. Receive a personalised quote within minutes.
Choose Your Plan
Compare plans, pick the level of cover that fits your life stage and budget.
Get Covered
Pay your premium, receive your policy instantly, and enjoy peace of mind from day one.
Common Questions
Frequently Asked
We have all the answers. If you don't find yours here, our specialists are a call away.
Instant Estimate
How Much Will It Cost?
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Premium Calculator
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Indicative premiums — final pricing subject to underwriting
Estimated Premium
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Proof, Not Promises
Real Claims. Real Outcomes.
Every number represents a real client we helped get back on their feet. Details anonymised to protect privacy.
Marine Cargo — Port Damage
Dar es Salaam Importer
A Dar es Salaam importer suffered damage to a container during offloading at the Port of DSM. Acentria appointed a marine surveyor within 48 hours of notification and managed the full loss documentation. The complete cargo loss was settled within 15 working days — the client's trade operations were not materially disrupted.
Amount Paid
TZS 85,000,000
Settlement
15 days
Motor — Comprehensive Write-Off
Tourism Operator
An Arusha-based safari tourism operator's vehicle was written off following an accident on a game drive route. Acentria secured the agreed value payout under the comprehensive policy within 10 working days. The operator used the settlement to purchase a replacement vehicle before the next peak season.
Amount Paid
TZS 18,000,000
Settlement
10 days
Health — Critical Illness Surgery
Corporate Client
A Dar es Salaam corporate client required cardiac surgery at Aga Khan Hospital. Acentria pre-authorised the procedure within 2 hours of the specialist's referral. Direct billing was activated — the client paid nothing upfront and was discharged within 4 days, with the full surgical bill settled by the insurer.
Amount Paid
TZS 28,000,000
Settlement
4 days
Have a claim to report? Report it here →
Authorised & Regulated
Fully Licensed Across Africa
Acentria operates under the regulatory oversight of the relevant national insurance authorities in every market we serve — so your cover is always backed by law.
2025 Claims Performance
Backed By The Best
Our Reinsurance & Partner Network
Acentria's capacity is supported by the world's largest reinsurers and trusted African financial institutions — so every claim is backed by solid capital.
Reinsurer
Reinsurer
Reinsurer
Reinsurer
Client Stories
Trusted by Thousands Across Africa
The actuarial team at Acentria delivered a comprehensive valuation report well ahead of schedule. Their rigour and communication are second to none.
Amina Hassan
Finance Director, TanzaniaInsure Ltd
Where We Are
Our Offices Across Africa
Every office commits to our service response SLA — so you always know when to expect to hear from us.
Dar es Salaam
Ohio Street, CBD, Dar es Salaam
Get Started Today
Secure What Matters Most. Let Acentria Tailor Your Commercial Property Insurance.
Speak with one of our Tanzania specialists today and get a personalised solution within 24 hours.
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