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Life Insurance
Tanzania flagTanzania · Insurance

LifeInsurance

Secure your family's future — because the people you love deserve financial protection

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Trusted Cover

Tanzania · Acentria

From KES 0/moLast Expense Premium
0 hrsClaims Paid
0+Life Plans
KES 0KAnnual Tax Relief

About This Cover

Why Life Insurance?

Acentria Tanzania Life Insurance plans provide financial security for your loved ones in the event of death, disability, or critical illness.

"Secure your family's future — because the people you love deserve financial protection"

Acentria Life Team · Tanzania

Coverage Details

What's Covered

Life Insurance covers a wide range of risks to give you and your loved ones complete peace of mind.

Death benefit paid to your beneficiaries

Permanent disability cover

Critical illness benefit

Funeral expense cover

Education protection for children

Investment and savings component (whole-life plans)

Flexible premium payment options

Tax relief on life insurance premiums (up to KES 60,000/yr)

Policy loans available against cash value

Flexible Options

Which Plan Is Right for You?

Choose the plan that fits your life stage, budget, and goals. All plans are backed by Acentria's service promise.

Term Life Insurance

Affordable pure protection for a defined period.

From TZS 30,000/yr
  • Fixed term (5–20 years)
  • Level or decreasing cover

Why Acentria

Why Choose Us

01

Tax Relief Benefits

Enjoy up to KES 60,000 annual tax relief on life insurance premiums under the Income Tax Act.

02

48-Hour Claims Payment

We prioritise fast claims settlement so your family receives financial support when they need it most.

03

Flexible Premiums

Pay monthly, quarterly, semi-annually, or annually. We accommodate your cash flow.

Simple Process

Getting Covered Is Simple

01

Get a Quote

Fill in a simple online form or call us. Receive a personalised quote within minutes.

02

Choose Your Plan

Compare plans, pick the level of cover that fits your life stage and budget.

03

Get Covered

Pay your premium, receive your policy instantly, and enjoy peace of mind from day one.

Common Questions

Frequently Asked

We have all the answers. If you don't find yours here, our specialists are a call away.

Instant Estimate

How Much Will It Cost?

Get an indicative premium in seconds — no forms, no callbacks.

Premium Calculator

Get an Instant Estimate

Indicative premiums — final pricing subject to underwriting

TZS 1,500,000Slide to adjust

Estimated Premium

TZS 114,000per year

Indicative only. Exact premium confirmed at application.

Get a Precise Quote →

No commitment · 2-minute form

Proof, Not Promises

Real Claims. Real Outcomes.

Every number represents a real client we helped get back on their feet. Details anonymised to protect privacy.

Marine Cargo — Port Damage

Dar es Salaam Importer

A Dar es Salaam importer suffered damage to a container during offloading at the Port of DSM. Acentria appointed a marine surveyor within 48 hours of notification and managed the full loss documentation. The complete cargo loss was settled within 15 working days — the client's trade operations were not materially disrupted.

Amount Paid

TZS 85,000,000

Settlement

15 days

Motor — Comprehensive Write-Off

Tourism Operator

An Arusha-based safari tourism operator's vehicle was written off following an accident on a game drive route. Acentria secured the agreed value payout under the comprehensive policy within 10 working days. The operator used the settlement to purchase a replacement vehicle before the next peak season.

Amount Paid

TZS 18,000,000

Settlement

10 days

Health — Critical Illness Surgery

Corporate Client

A Dar es Salaam corporate client required cardiac surgery at Aga Khan Hospital. Acentria pre-authorised the procedure within 2 hours of the specialist's referral. Direct billing was activated — the client paid nothing upfront and was discharged within 4 days, with the full surgical bill settled by the insurer.

Amount Paid

TZS 28,000,000

Settlement

4 days

Have a claim to report? Report it here →

Authorised & Regulated

Fully Licensed Across Africa

Acentria operates under the regulatory oversight of the relevant national insurance authorities in every market we serve — so your cover is always backed by law.

2025 Claims Performance

0,850+Claims Processed in 2025
KES 0BTotal Claims Paid Out
0%Claims Settled Successfully
0 hrsAverage Claims Resolution

Backed By The Best

Our Reinsurance & Partner Network

Acentria's capacity is supported by the world's largest reinsurers and trusted African financial institutions — so every claim is backed by solid capital.

Swiss ReReinsurer
Munich ReReinsurer
Africa ReReinsurer
PTA ReReinsurer
Britam
Old Mutual

Client Stories

Trusted by Thousands Across Africa

"

The actuarial team at Acentria delivered a comprehensive valuation report well ahead of schedule. Their rigour and communication are second to none.

AH

Amina Hassan

Finance Director, TanzaniaInsure Ltd

TanzaniaInsure

Where We Are

Our Offices Across Africa

Every office commits to our service response SLA — so you always know when to expect to hear from us.

🇹🇿Tanzania

Dar es Salaam

Ohio Street, CBD, Dar es Salaam

+255 700 000 000

tanzania@acentriagroup.com

Response within 4 business hours

Get Started Today

Secure What Matters Most. Let Acentria Tailor Your Life Insurance.

Speak with one of our Tanzania specialists today and get a personalised solution within 24 hours.

Meet the Team