Tanzania · InsuranceStaff HealthCover
Your best talent stays when you invest in their health. From 2 employees.
Trusted Cover
Tanzania · Acentria
About This Cover
Why Staff Health Cover?
Employee health benefits are Kenya's #1 staff retention differentiator — ahead of salary in mid-market surveys. Sick days cost Kenyan businesses an estimated KES 3.2 billion annually in lost productivity. Acentria Staff Health Cover gives employers of any size access to Fortune 500-style group medical benefits — with 500+ approved hospitals, 2-hour pre-authorisation, and a dedicated corporate claims team that handles everything so HR doesn't have to.
"Your best talent stays when you invest in their health. From 2 employees."
Coverage Details
What's Covered
Staff Health Cover covers a wide range of risks to give you and your loved ones complete peace of mind.
Group inpatient and outpatient cover
Dental, optical, and maternity benefits
Chronic disease management programme
Staff wellness and preventive care
Pre-existing condition cover (after waiting period)
Dedicated corporate account manager
Online member portal and mobile claims tracking
Last expense / funeral benefit (add-on)
Why Acentria
Why Choose Us
From 2 Employees Upwards
Most insurers require 5+ staff for group cover. We start at 2 — making premium group benefits accessible to startups and small businesses from day one.
500+ Approved Hospitals
Aga Khan, Nairobi Hospital, MP Shah, Kenyatta National Hospital, and 500+ across Kenya and East Africa. Direct billing — your staff never pay out of pocket for covered treatment.
HR-Free Claims Management
Our dedicated corporate claims team handles pre-authorisations, disputes, and reimbursements directly with hospitals and staff — zero burden on your HR team.
Simple Process
Getting Covered Is Simple
Get a Quote
Fill in a simple online form or call us. Receive a personalised quote within minutes.
Choose Your Plan
Compare plans, pick the level of cover that fits your life stage and budget.
Get Covered
Pay your premium, receive your policy instantly, and enjoy peace of mind from day one.
Common Questions
Frequently Asked
We have all the answers. If you don't find yours here, our specialists are a call away.
Instant Estimate
How Much Will It Cost?
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Indicative premiums — final pricing subject to underwriting
Estimated Premium
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Proof, Not Promises
Real Claims. Real Outcomes.
Every number represents a real client we helped get back on their feet. Details anonymised to protect privacy.
Marine Cargo — Port Damage
Dar es Salaam Importer
A Dar es Salaam importer suffered damage to a container during offloading at the Port of DSM. Acentria appointed a marine surveyor within 48 hours of notification and managed the full loss documentation. The complete cargo loss was settled within 15 working days — the client's trade operations were not materially disrupted.
Amount Paid
TZS 85,000,000
Settlement
15 days
Motor — Comprehensive Write-Off
Tourism Operator
An Arusha-based safari tourism operator's vehicle was written off following an accident on a game drive route. Acentria secured the agreed value payout under the comprehensive policy within 10 working days. The operator used the settlement to purchase a replacement vehicle before the next peak season.
Amount Paid
TZS 18,000,000
Settlement
10 days
Health — Critical Illness Surgery
Corporate Client
A Dar es Salaam corporate client required cardiac surgery at Aga Khan Hospital. Acentria pre-authorised the procedure within 2 hours of the specialist's referral. Direct billing was activated — the client paid nothing upfront and was discharged within 4 days, with the full surgical bill settled by the insurer.
Amount Paid
TZS 28,000,000
Settlement
4 days
Have a claim to report? Report it here →
Authorised & Regulated
Fully Licensed Across Africa
Acentria operates under the regulatory oversight of the relevant national insurance authorities in every market we serve — so your cover is always backed by law.
2025 Claims Performance
Backed By The Best
Our Reinsurance & Partner Network
Acentria's capacity is supported by the world's largest reinsurers and trusted African financial institutions — so every claim is backed by solid capital.
Reinsurer
Reinsurer
Reinsurer
Reinsurer
Client Stories
Trusted by Thousands Across Africa
The actuarial team at Acentria delivered a comprehensive valuation report well ahead of schedule. Their rigour and communication are second to none.
Amina Hassan
Finance Director, TanzaniaInsure Ltd
Where We Are
Our Offices Across Africa
Every office commits to our service response SLA — so you always know when to expect to hear from us.
Dar es Salaam
Ohio Street, CBD, Dar es Salaam
Get Started Today
Secure What Matters Most. Let Acentria Tailor Your Staff Health Cover.
Speak with one of our Tanzania specialists today and get a personalised solution within 24 hours.
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