Tanzania · InsuranceCyber LiabilityCover
Ransomware. Data breaches. M-Pesa fraud. Kenya's digital risk is real.
Trusted Cover
Tanzania · Acentria
About This Cover
Why Cyber Liability Cover?
Kenya lost over KES 10 billion to cybercrime in 2024 according to the Communications Authority. Ransomware attacks on Kenyan businesses doubled year-on-year. The Data Protection Act 2019 now mandates breach notification within 72 hours — non-compliance risks KES 5 million in fines. If your business handles customer data, processes M-Pesa payments, or runs on cloud systems, you need cyber liability cover. Acentria's panel covers everything from the first hour of a breach to the last day of recovery.
"Ransomware. Data breaches. M-Pesa fraud. Kenya's digital risk is real."
Coverage Details
What's Covered
Cyber Liability Cover covers a wide range of risks to give you and your loved ones complete peace of mind.
Data breach response — notification, PR, credit monitoring
Ransomware payments and negotiation support
Business interruption from cyber events
Regulatory defence under Kenya's Data Protection Act 2019
Third-party liability (customer data loss)
Social engineering and employee fraud
Media liability — online defamation and IP infringement
Forensic investigation expenses
System restoration costs
Why Acentria
Why Choose Us
Incident Response in Hours
When a breach happens, hours matter. Our panel of cyber forensics experts, legal advisors, and PR specialists mobilises within 4 hours of an incident report.
Kenya DPA Compliance Support
Kenya's Data Protection Act 2019 requires breach notification within 72 hours. We cover your legal and notification costs — and guide you through the ODPC reporting process.
24/7 Cyber Emergency Line
Don't wait until Monday morning. Cyber incidents happen on weekends and public holidays. Our 24/7 hotline gets you expert guidance the moment you detect a problem.
Simple Process
Getting Covered Is Simple
Get a Quote
Fill in a simple online form or call us. Receive a personalised quote within minutes.
Choose Your Plan
Compare plans, pick the level of cover that fits your life stage and budget.
Get Covered
Pay your premium, receive your policy instantly, and enjoy peace of mind from day one.
Common Questions
Frequently Asked
We have all the answers. If you don't find yours here, our specialists are a call away.
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How Much Will It Cost?
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Proof, Not Promises
Real Claims. Real Outcomes.
Every number represents a real client we helped get back on their feet. Details anonymised to protect privacy.
Marine Cargo — Port Damage
Dar es Salaam Importer
A Dar es Salaam importer suffered damage to a container during offloading at the Port of DSM. Acentria appointed a marine surveyor within 48 hours of notification and managed the full loss documentation. The complete cargo loss was settled within 15 working days — the client's trade operations were not materially disrupted.
Amount Paid
TZS 85,000,000
Settlement
15 days
Motor — Comprehensive Write-Off
Tourism Operator
An Arusha-based safari tourism operator's vehicle was written off following an accident on a game drive route. Acentria secured the agreed value payout under the comprehensive policy within 10 working days. The operator used the settlement to purchase a replacement vehicle before the next peak season.
Amount Paid
TZS 18,000,000
Settlement
10 days
Health — Critical Illness Surgery
Corporate Client
A Dar es Salaam corporate client required cardiac surgery at Aga Khan Hospital. Acentria pre-authorised the procedure within 2 hours of the specialist's referral. Direct billing was activated — the client paid nothing upfront and was discharged within 4 days, with the full surgical bill settled by the insurer.
Amount Paid
TZS 28,000,000
Settlement
4 days
Have a claim to report? Report it here →
Authorised & Regulated
Fully Licensed Across Africa
Acentria operates under the regulatory oversight of the relevant national insurance authorities in every market we serve — so your cover is always backed by law.
2025 Claims Performance
Backed By The Best
Our Reinsurance & Partner Network
Acentria's capacity is supported by the world's largest reinsurers and trusted African financial institutions — so every claim is backed by solid capital.
Reinsurer
Reinsurer
Reinsurer
Reinsurer
Client Stories
Trusted by Thousands Across Africa
The actuarial team at Acentria delivered a comprehensive valuation report well ahead of schedule. Their rigour and communication are second to none.
Amina Hassan
Finance Director, TanzaniaInsure Ltd
Where We Are
Our Offices Across Africa
Every office commits to our service response SLA — so you always know when to expect to hear from us.
Dar es Salaam
Ohio Street, CBD, Dar es Salaam
Get Started Today
Secure What Matters Most. Let Acentria Tailor Your Cyber Liability Cover.
Speak with one of our Tanzania specialists today and get a personalised solution within 24 hours.
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