Industry Solutions — Zambia
Construction & Engineering Insurance
Protecting Kenya's infrastructure projects from ground-breaking to handover
Construction & Engineering Insurance
Sector
Understanding Your World
The Construction & Engineering Insurance Challenge
Construction and engineering projects face a unique and evolving set of risks — from site accidents and structural collapses to design errors and delay-in-start-up. Acentria provides specialist engineering insurance solutions covering contractors, project owners, and professional consultants.
- On-site accidents causing injury to workers, visitors, and the public
- Damage to works-in-progress from storms, floods, and unforeseen events
- Third-party property damage from construction activities
- Design and specification errors leading to defects or rework
- Contract delays triggering liquidated damages and revenue loss
- Plant, machinery, and equipment breakdowns causing programme slippage
Construction & Engineering Insurance Sector
ZambiaHow We Help
Our Solution for Construction & Engineering Insurance
Contractor's All Risks (CAR)
Comprehensive cover for civil and building construction projects — works, plant, equipment, and third-party liability under a single policy.
Erection All Risks (EAR)
Specialist cover for the erection and commissioning of plant, machinery, and steel structures — including testing and commissioning risk.
Professional Indemnity
Cover for design errors and omissions by architects, engineers, quantity surveyors, and project managers against client claims.
Public Liability
Protection against third-party bodily injury and property damage claims arising from construction operations.
Plant & Equipment Insurance
Mobile plant and equipment cover for excavators, cranes, compactors, and construction machinery — on and off-site.
Delay in Start-Up (DSU)
Cover for financial losses arising from delays to project completion caused by an insured physical damage event.
Products
Recommended Products for Construction & Engineering Insurance
Authorised & Regulated
Fully Licensed Across Africa
Acentria operates under the regulatory oversight of the relevant national insurance authorities in every market we serve — so your cover is always backed by law.
2025 Claims Performance
Backed By The Best
Our Reinsurance & Partner Network
Acentria's capacity is supported by the world's largest reinsurers and trusted African financial institutions — so every claim is backed by solid capital.
Reinsurer
Reinsurer
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Reinsurer
Client Stories
Trusted by Thousands Across Africa
Reinsurance solutions that are responsive, expertly structured, and competitively priced. Acentria is our first call for any African risk placement.
Solomon Nyirenda
Chief Risk Officer, Zanaco Bank
Where We Are
Our Offices Across Africa
Every office commits to our service response SLA — so you always know when to expect to hear from us.
Lusaka
Cairo Road, City Centre, Lusaka
Get a Quote for Your Construction & Engineering Insurance Business
Our Zambia team specialises in the construction & engineering insurance sector. Contact us today for a tailored insurance review and competitive quotation.