Industry Solutions — Zambia
Financial Institutions Insurance
Specialist cover for banks, SACCOs, MFIs, and fintechs in Kenya
Financial Institutions Insurance
Sector
Understanding Your World
The Financial Institutions Insurance Challenge
Financial institutions face a unique convergence of financial crime, cyber, regulatory, and liability risks. Acentria structures specialist Bankers Blanket Bond, D&O, cyber, and professional indemnity programmes for CBK-regulated banks, DFIs, SACCOs, MFIs, and Kenya's fast-growing fintech sector.
- Internal and external financial crime, fraud, and forgery
- Cyber attacks on core banking systems, mobile money platforms, and customer data
- Director and officer liability from regulatory investigations and shareholder claims
- Professional errors and omissions in financial advisory and credit decisions
- Credit and counterparty risk in lending portfolios
- Business interruption from system outages and infrastructure failures
Financial Institutions Insurance Sector
ZambiaHow We Help
Our Solution for Financial Institutions Insurance
Bankers Blanket Bond (BBB)
Comprehensive fidelity and financial crime cover for banks and financial institutions — fraud, forgery, computer crime, and robbery under a single facility.
Directors & Officers (D&O)
Personal liability protection for directors and officers against claims from regulators, shareholders, and third parties arising from decisions made in their capacity.
Cyber Liability
First-party and third-party cyber cover for data breaches, ransomware, business interruption, and regulatory fines — essential for mobile money and digital banking.
Professional Indemnity
Errors and omissions cover for financial advisors, fund managers, stockbrokers, and insurance intermediaries against client claims.
Credit Insurance
Trade credit and political risk insurance protecting lenders and exporters against buyer default and country risk.
Property & Business Interruption
Property all-risks and business interruption cover for banking premises, ATMs, and data centres.
Products
Recommended Products for Financial Institutions Insurance
Authorised & Regulated
Fully Licensed Across Africa
Acentria operates under the regulatory oversight of the relevant national insurance authorities in every market we serve — so your cover is always backed by law.
2025 Claims Performance
Backed By The Best
Our Reinsurance & Partner Network
Acentria's capacity is supported by the world's largest reinsurers and trusted African financial institutions — so every claim is backed by solid capital.
Reinsurer
Reinsurer
Reinsurer
Reinsurer
Client Stories
Trusted by Thousands Across Africa
Reinsurance solutions that are responsive, expertly structured, and competitively priced. Acentria is our first call for any African risk placement.
Solomon Nyirenda
Chief Risk Officer, Zanaco Bank
Where We Are
Our Offices Across Africa
Every office commits to our service response SLA — so you always know when to expect to hear from us.
Lusaka
Cairo Road, City Centre, Lusaka
Get a Quote for Your Financial Institutions Insurance Business
Our Zambia team specialises in the financial institutions insurance sector. Contact us today for a tailored insurance review and competitive quotation.