
Industry Solutions — Zambia
Technology & Fintech Insurance
Kenya's Silicon Savannah. Rwanda's tech hub. Cover built for Africa's digital economy.
Technology & Fintech Insurance
Sector
Understanding Your World
The Technology & Fintech Insurance Challenge
Kenya's Silicon Savannah is home to 400+ tech startups. Kigali is positioning itself as Africa's next tech capital. Nigeria, Ghana, and South Africa have billion-dollar fintechs. Digital businesses face risks that traditional insurance was never designed to cover: data breaches, platform downtime, IP infringement, regulatory investigations, and the personal liability of founders and directors. Acentria Technology Insurance is built for Africa's digital economy.
- Data breaches and cyberattacks targeting customer financial data and personal information
- Platform downtime and SLA failures triggering client compensation claims and reputational damage
- IP infringement claims from patent holders, open-source licence violations, and content disputes
- Regulatory investigations under data protection laws (Kenya's DPA, Rwanda's Law No. 058, GDPR)
- Directors' and officers' liability for tech company boards — investor claims, failed fundraising, and board decisions
Technology & Fintech Insurance Sector
ZambiaHow We Help
Our Solution for Technology & Fintech Insurance
Cyber Liability
First-party and third-party cyber cover for data breaches, ransomware, business interruption, and regulatory fines — covering Africa's most data-intensive fintech businesses.
Technology E&O (Tech PI)
Professional indemnity for technology companies against client claims arising from software errors, service outages, failed implementations, and product defects.
Directors & Officers (D&O)
Personal liability protection for tech company directors and founders against claims from investors, regulators, employees, and third parties arising from management decisions.
IP and Media Liability
Cover for intellectual property infringement claims — patent, trademark, copyright — and media liability for digital content, advertising, and platform-hosted content.
Crime / Social Engineering
Cover for financial losses from employee fraud, social engineering attacks, invoice fraud, and business email compromise — a major risk for high-transaction fintech platforms.
Products
Recommended Products for Technology & Fintech Insurance
Authorised & Regulated
Fully Licensed Across Africa
Acentria operates under the regulatory oversight of the relevant national insurance authorities in every market we serve — so your cover is always backed by law.
2025 Claims Performance
Backed By The Best
Our Reinsurance & Partner Network
Acentria's capacity is supported by the world's largest reinsurers and trusted African financial institutions — so every claim is backed by solid capital.
Reinsurer
Reinsurer
Client Stories
Trusted by Thousands Across Africa
Reinsurance solutions that are responsive, expertly structured, and competitively priced. Acentria is our first call for any African risk placement.
Solomon Nyirenda
Chief Risk Officer, Zanaco Bank
Where We Are
Our Offices Across Africa
Every office commits to our service response SLA — so you always know when to expect to hear from us.
Lusaka
Cairo Road, City Centre, Lusaka
Get a Quote for Your Technology & Fintech Insurance Business
Our Zambia team specialises in the technology & fintech insurance sector. Contact us today for a tailored insurance review and competitive quotation.