Zambia · InsuranceMarineInsurance
Landlocked but globally connected. Import cover from Durban to Lusaka. From ZMW 1,500.
Trusted Cover
Zambia · Acentria
About This Cover
Why Marine Insurance?
Zambia is landlocked — all imports travel 2,000+ km from Durban, Dar es Salaam, Beira, or Walvis Bay. Each road kilometre carries risk: theft on the Beit Bridge corridor, flooding on the Dar-Lusaka highway, accidents on mountain passes. Acentria Zambia Marine Insurance covers your cargo from port of origin to your warehouse door — on an open cover or single-voyage basis.
"Landlocked but globally connected. Import cover from Durban to Lusaka. From ZMW 1,500."
Coverage Details
What's Covered
Marine Insurance covers a wide range of risks to give you and your loved ones complete peace of mind.
Cargo from all Southern African ports (Durban, Dar es Salaam, Beira, Walvis Bay)
Road transit cover: Durban to Lusaka, Dar es Salaam to Lusaka, Beira to Lusaka
Warehouse-to-warehouse cover
War and strikes cover available
Open cover for regular importers
Mining and industrial equipment cover
Perishable goods cover
Air cargo cover
Flexible Options
Which Plan Is Right for You?
Choose the plan that fits your life stage, budget, and goals. All plans are backed by Acentria's service promise.
Single Voyage Cover
One-off marine cover for a single import, export, or transit shipment. Issue in 24 hours with full Institute Cargo Clauses (ICC A) protection.
- All-risks cover (ICC A)
- Port-to-warehouse
- War and strikes optional
- Any commodity type
- Applicable to all corridors
Open Cover Policy
Continuous marine cover for regular importers and traders. Declare each shipment and your cover activates automatically — no individual policy needed per voyage.
- Automatic cover per declaration
- Annual aggregate limit
- Simplified declaration process
- Volume discounts available
- Ideal for mining sector importers
Why Acentria
Why Choose Us
All-Corridor Expertise
We know every transit route intimately — Durban via Beit Bridge, Dar es Salaam via TAZARA, Beira via Chirundu, Walvis Bay via Trans-Kalahari. Your claim is handled by assessors who know the route.
Open Cover for Mining Importers
Zambia's copper mining sector imports millions in equipment annually. Our open cover policy eliminates per-shipment admin — declare online, cover activates, equipment moves.
Fast Claims with Regional Surveyors
Our marine surveyors are based in Lusaka, Livingstone, and Chipata — close to the key border crossings at Kazungula, Chirundu, and Nakonde for rapid loss assessment.
Simple Process
Getting Covered Is Simple
Get a Quote
Fill in a simple online form or call us. Receive a personalised quote within minutes.
Choose Your Plan
Compare plans, pick the level of cover that fits your life stage and budget.
Get Covered
Pay your premium, receive your policy instantly, and enjoy peace of mind from day one.
Common Questions
Frequently Asked
We have all the answers. If you don't find yours here, our specialists are a call away.
Instant Estimate
How Much Will It Cost?
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Indicative premiums — final pricing subject to underwriting
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Proof, Not Promises
Real Claims. Real Outcomes.
Every number represents a real client we helped get back on their feet. Details anonymised to protect privacy.
Mining Equipment — Breakdown & Fire
Copperbelt Mining Support
A Copperbelt mining support company suffered a combined breakdown and fire incident involving a key excavator. Acentria mobilised a specialist engineering adjuster within 48 hours and coordinated the valuation and replacement process. Full replacement value was paid within 14 working days and operations resumed on schedule.
Amount Paid
ZMW 850,000
Settlement
14 days
Motor — Fleet Vehicle Accident
Lusaka Logistics Company
A Lusaka logistics company's fleet vehicle was involved in an accident on the Great East Road, sustaining significant bodywork and mechanical damage. Acentria lodged the claim, managed the assessment process, and confirmed an approved repairer. Full repair costs were settled in 9 working days, keeping the fleet operational.
Amount Paid
ZMW 95,000
Settlement
9 days
Home — Burglary During Travel
Private Individual
A Kabulonga homeowner returned from an international trip to find the property had been burgled and electronics and valuables stolen. Acentria guided the client through the police report and documentation requirements. New-for-old replacement at current market value was settled within 7 working days — no depreciation applied.
Amount Paid
ZMW 45,000
Settlement
7 days
Have a claim to report? Report it here →
Authorised & Regulated
Fully Licensed Across Africa
Acentria operates under the regulatory oversight of the relevant national insurance authorities in every market we serve — so your cover is always backed by law.
2025 Claims Performance
Backed By The Best
Our Reinsurance & Partner Network
Acentria's capacity is supported by the world's largest reinsurers and trusted African financial institutions — so every claim is backed by solid capital.
Reinsurer
Reinsurer
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Client Stories
Trusted by Thousands Across Africa
Reinsurance solutions that are responsive, expertly structured, and competitively priced. Acentria is our first call for any African risk placement.
Solomon Nyirenda
Chief Risk Officer, Zanaco Bank
Where We Are
Our Offices Across Africa
Every office commits to our service response SLA — so you always know when to expect to hear from us.
Lusaka
Cairo Road, City Centre, Lusaka
Get Started Today
Secure What Matters Most. Let Acentria Tailor Your Marine Insurance.
Speak with one of our Zambia specialists today and get a personalised solution within 24 hours.
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