Zambia · InsuranceTravelInsurance
Lusaka to London. Victoria Falls to Dubai. From ZMW 500 per trip.
Trusted Cover
Zambia · Acentria
About This Cover
Why Travel Insurance?
A medical emergency abroad costs USD 30,000–100,000 — more than most Zambians earn in several years. Zambian professionals, mining executives, and tourism workers travel internationally on business and leisure. Acentria Zambia Travel Insurance issues your policy in minutes — Schengen and UK visa compliant, with 24/7 emergency support worldwide.
"Lusaka to London. Victoria Falls to Dubai. From ZMW 500 per trip."
Coverage Details
What's Covered
Travel Insurance covers a wide range of risks to give you and your loved ones complete peace of mind.
Emergency medical treatment abroad (up to USD 250,000)
Medical evacuation and air repatriation
Trip cancellation and curtailment
Lost, stolen, or delayed baggage
Flight delay compensation (from 4 hours)
Personal liability cover
Adventure sports cover (optional rider)
24/7 global emergency assistance — 180+ countries
Schengen, UK, and US visa-compliant cover
Annual multi-trip option for frequent travellers
Flexible Options
Which Plan Is Right for You?
Choose the plan that fits your life stage, budget, and goals. All plans are backed by Acentria's service promise.
International Single Trip
Full cover for one international trip including medical emergencies, trip cancellation, baggage loss, and personal liability.
- Medical emergency cover up to USD 500,000
- Trip cancellation & curtailment
- Baggage loss & delay
- Personal liability
- Passport loss assistance
- 24/7 emergency helpline
Annual Multi-Trip
Ideal for frequent travellers. One annual premium covers unlimited international trips, each up to 90 days.
- Unlimited trips per year
- Each trip up to 90 days
- Comprehensive medical cover
- Business travel equipment
- Flight delay compensation
East & Southern Africa Regional
Cost-effective cover for travel within East and Southern Africa — Botswana, Zimbabwe, South Africa, Tanzania, Kenya, and more.
- COMESA country cover
- Medical evacuation to South Africa
- Roadside assistance
- Personal accident
Why Acentria
Why Choose Us
Schengen & UK Visa Compliant
Our travel insurance meets the minimum cover requirements for Schengen, UK, and US visa applications — your documentation is accepted at any embassy.
Instant Issuance at Kenneth Kaunda Airport
Travelling same day? Buy your policy online in under 3 minutes or visit our Kenneth Kaunda International Airport desk. Your policy certificate is emailed instantly.
180-Country Assistance Network
Medical emergencies don't respect borders. Our 24/7 assistance network operates in 180 countries — coordinating hospital admissions, air ambulances, and repatriation wherever you are.
Simple Process
Getting Covered Is Simple
Get a Quote
Fill in a simple online form or call us. Receive a personalised quote within minutes.
Choose Your Plan
Compare plans, pick the level of cover that fits your life stage and budget.
Get Covered
Pay your premium, receive your policy instantly, and enjoy peace of mind from day one.
Common Questions
Frequently Asked
We have all the answers. If you don't find yours here, our specialists are a call away.
Instant Estimate
How Much Will It Cost?
Get an indicative premium in seconds — no forms, no callbacks.
Premium Calculator
Get an Instant Estimate
Indicative premiums — final pricing subject to underwriting
Estimated Premium
Indicative only. Exact premium confirmed at application.
No commitment · 2-minute form
Proof, Not Promises
Real Claims. Real Outcomes.
Every number represents a real client we helped get back on their feet. Details anonymised to protect privacy.
Mining Equipment — Breakdown & Fire
Copperbelt Mining Support
A Copperbelt mining support company suffered a combined breakdown and fire incident involving a key excavator. Acentria mobilised a specialist engineering adjuster within 48 hours and coordinated the valuation and replacement process. Full replacement value was paid within 14 working days and operations resumed on schedule.
Amount Paid
ZMW 850,000
Settlement
14 days
Motor — Fleet Vehicle Accident
Lusaka Logistics Company
A Lusaka logistics company's fleet vehicle was involved in an accident on the Great East Road, sustaining significant bodywork and mechanical damage. Acentria lodged the claim, managed the assessment process, and confirmed an approved repairer. Full repair costs were settled in 9 working days, keeping the fleet operational.
Amount Paid
ZMW 95,000
Settlement
9 days
Home — Burglary During Travel
Private Individual
A Kabulonga homeowner returned from an international trip to find the property had been burgled and electronics and valuables stolen. Acentria guided the client through the police report and documentation requirements. New-for-old replacement at current market value was settled within 7 working days — no depreciation applied.
Amount Paid
ZMW 45,000
Settlement
7 days
Have a claim to report? Report it here →
Authorised & Regulated
Fully Licensed Across Africa
Acentria operates under the regulatory oversight of the relevant national insurance authorities in every market we serve — so your cover is always backed by law.
2025 Claims Performance
Backed By The Best
Our Reinsurance & Partner Network
Acentria's capacity is supported by the world's largest reinsurers and trusted African financial institutions — so every claim is backed by solid capital.
Reinsurer
Reinsurer
Reinsurer
Reinsurer
Client Stories
Trusted by Thousands Across Africa
Reinsurance solutions that are responsive, expertly structured, and competitively priced. Acentria is our first call for any African risk placement.
Solomon Nyirenda
Chief Risk Officer, Zanaco Bank
Where We Are
Our Offices Across Africa
Every office commits to our service response SLA — so you always know when to expect to hear from us.
Lusaka
Cairo Road, City Centre, Lusaka
Get Started Today
Secure What Matters Most. Let Acentria Tailor Your Travel Insurance.
Speak with one of our Zambia specialists today and get a personalised solution within 24 hours.
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