Uganda · InsuranceCyber LiabilityCover
Ransomware. Data breaches. M-Pesa fraud. Kenya's digital risk is real.
Trusted Cover
Uganda · Acentria
About This Cover
Why Cyber Liability Cover?
Kenya lost over KES 10 billion to cybercrime in 2024 according to the Communications Authority. Ransomware attacks on Kenyan businesses doubled year-on-year. The Data Protection Act 2019 now mandates breach notification within 72 hours — non-compliance risks KES 5 million in fines. If your business handles customer data, processes M-Pesa payments, or runs on cloud systems, you need cyber liability cover. Acentria's panel covers everything from the first hour of a breach to the last day of recovery.
"Ransomware. Data breaches. M-Pesa fraud. Kenya's digital risk is real."
Coverage Details
What's Covered
Cyber Liability Cover covers a wide range of risks to give you and your loved ones complete peace of mind.
Data breach response — notification, PR, credit monitoring
Ransomware payments and negotiation support
Business interruption from cyber events
Regulatory defence under Kenya's Data Protection Act 2019
Third-party liability (customer data loss)
Social engineering and employee fraud
Media liability — online defamation and IP infringement
Forensic investigation expenses
System restoration costs
Why Acentria
Why Choose Us
Incident Response in Hours
When a breach happens, hours matter. Our panel of cyber forensics experts, legal advisors, and PR specialists mobilises within 4 hours of an incident report.
Kenya DPA Compliance Support
Kenya's Data Protection Act 2019 requires breach notification within 72 hours. We cover your legal and notification costs — and guide you through the ODPC reporting process.
24/7 Cyber Emergency Line
Don't wait until Monday morning. Cyber incidents happen on weekends and public holidays. Our 24/7 hotline gets you expert guidance the moment you detect a problem.
Simple Process
Getting Covered Is Simple
Get a Quote
Fill in a simple online form or call us. Receive a personalised quote within minutes.
Choose Your Plan
Compare plans, pick the level of cover that fits your life stage and budget.
Get Covered
Pay your premium, receive your policy instantly, and enjoy peace of mind from day one.
Common Questions
Frequently Asked
We have all the answers. If you don't find yours here, our specialists are a call away.
Instant Estimate
How Much Will It Cost?
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Proof, Not Promises
Real Claims. Real Outcomes.
Every number represents a real client we helped get back on their feet. Details anonymised to protect privacy.
Motor — Boda-Boda Accident
Boda-Boda Operator
A Kampala boda-boda operator was involved in an accident resulting in a passenger injury claim. Acentria managed the third-party medical and compensation process end to end. Full settlement was paid via MTN Mobile Money within 7 working days — keeping the operator compliant and financially protected.
Amount Paid
UGX 12,000,000
Settlement
7 days
Health — Emergency Surgery
Corporate Group Member
A Kampala-based corporate group member required emergency surgery at International Hospital Kampala (IHK). Acentria pre-authorised the procedure on the same day as notification. The full hospital bill was settled via direct billing — the client was discharged in 3 days without having handled a single invoice.
Amount Paid
UGX 45,000,000
Settlement
3 days
Fire — Commercial Property
Nakasero Retailer
An electrical fault caused a fire that destroyed the stock of a Nakasero retail business. Acentria appointed a surveyor within 24 hours and negotiated the full stock valuation with the insurer. The complete replacement value of UGX 180 million was paid within 21 working days, enabling the business to restock and reopen.
Amount Paid
UGX 180,000,000
Settlement
21 days
Have a claim to report? Report it here →
Authorised & Regulated
Fully Licensed Across Africa
Acentria operates under the regulatory oversight of the relevant national insurance authorities in every market we serve — so your cover is always backed by law.
2025 Claims Performance
Backed By The Best
Our Reinsurance & Partner Network
Acentria's capacity is supported by the world's largest reinsurers and trusted African financial institutions — so every claim is backed by solid capital.
Reinsurer
Reinsurer
Reinsurer
Reinsurer
Client Stories
Trusted by Thousands Across Africa
From policy issuance to claims support, the Uganda team at Acentria has been a reliable partner for our organisation for over five years.
Josephine Nakato
Procurement Manager, Uganda Development Corp.
Where We Are
Our Offices Across Africa
Every office commits to our service response SLA — so you always know when to expect to hear from us.
Kampala
Plot 1, Parliament Avenue, Kampala
Get Started Today
Secure What Matters Most. Let Acentria Tailor Your Cyber Liability Cover.
Speak with one of our Uganda specialists today and get a personalised solution within 24 hours.
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