Uganda · InsuranceHealthInsurance
180+ hospitals. Mobile enrolment. From UGX 180,000/yr per life.
Trusted Cover
Uganda · Acentria
About This Cover
Why Health Insurance?
A day in Kampala International Hospital can cost UGX 500,000 or more — before specialist fees. Public health facilities are under pressure. NHIS (National Health Insurance Scheme) coverage is still emerging. Without private health insurance, a serious illness can cost a Ugandan family everything. Acentria Uganda Health Insurance covers you at 180+ private hospitals nationwide — from Aga Khan Kampala to upcountry clinics — with premiums payable via MTN or Airtel Money.
"180+ hospitals. Mobile enrolment. From UGX 180,000/yr per life."
Coverage Details
What's Covered
Health Insurance covers a wide range of risks to give you and your loved ones complete peace of mind.
Inpatient and outpatient at 180+ private hospitals nationwide
Maternity and newborn care
Dental and optical benefits
Chronic disease management
International medical evacuation
24/7 telemedicine consultation
Mental health and counselling
Pre-existing condition cover (selected plans)
Flexible Options
Which Plan Is Right for You?
Choose the plan that fits your life stage, budget, and goals. All plans are backed by Acentria's service promise.
Family & Individual Covers
Tailored medical plans for individuals and families across Uganda — from Kampala professionals to upcountry families.
- Inpatient up to UGX 80M
- Outpatient included
- Maternity cover
- Dental & optical
- MTN/Airtel enrolment
Corporate Group Covers
Group medical schemes for Uganda's employers — SMEs, NGOs, corporates, and government agencies.
- Group inpatient & outpatient
- Staff wellness programmes
- Dedicated claims desk
- Graded benefit levels
International Medical Cover
Global health coverage for expatriates in Kampala, frequent travellers, and those seeking treatment abroad.
- Worldwide hospital access
- Medical evacuation
- Cancer & transplant cover
- Direct billing globally
Micro & SME Group Cover
Affordable group health cover for Uganda's growing SME sector. Enrol via MTN or Airtel Money. From 5 lives.
- Groups from 5 lives
- Inpatient & outpatient
- Mobile premium payments
- Fast 2-hour pre-authorisation
Why Acentria
Why Choose Us
180+ Approved Hospitals
Aga Khan Hospital Kampala, International Hospital Kampala, Case Clinic, Nakasero Hospital, and 180+ across Uganda. Direct billing — your staff never pay upfront for covered treatment.
Mobile Money Enrolment
Add new staff, pay premiums, and submit small claims entirely via MTN or Airtel Money. We are building insurance that works for Uganda's mobile-first reality.
2-Hour Pre-Authorisation
Hospital admissions are stressful enough. Our pre-auth team responds within 2 hours — no delays, no bureaucratic barriers between your staff and the care they need.
NHIS Complementary Plans
When Uganda's National Health Insurance Scheme launches fully, our plans are structured to complement NHIS limits — giving your staff complete coverage above the public baseline.
Simple Process
Getting Covered Is Simple
Get a Quote
Fill in a simple online form or call us. Receive a personalised quote within minutes.
Choose Your Plan
Compare plans, pick the level of cover that fits your life stage and budget.
Get Covered
Pay your premium, receive your policy instantly, and enjoy peace of mind from day one.
Common Questions
Frequently Asked
We have all the answers. If you don't find yours here, our specialists are a call away.
Instant Estimate
How Much Will It Cost?
Get an indicative premium in seconds — no forms, no callbacks.
Premium Calculator
Get an Instant Estimate
Indicative premiums — final pricing subject to underwriting
Estimated Premium
Indicative only. Exact premium confirmed at application.
No commitment · 2-minute form
Proof, Not Promises
Real Claims. Real Outcomes.
Every number represents a real client we helped get back on their feet. Details anonymised to protect privacy.
Motor — Boda-Boda Accident
Boda-Boda Operator
A Kampala boda-boda operator was involved in an accident resulting in a passenger injury claim. Acentria managed the third-party medical and compensation process end to end. Full settlement was paid via MTN Mobile Money within 7 working days — keeping the operator compliant and financially protected.
Amount Paid
UGX 12,000,000
Settlement
7 days
Health — Emergency Surgery
Corporate Group Member
A Kampala-based corporate group member required emergency surgery at International Hospital Kampala (IHK). Acentria pre-authorised the procedure on the same day as notification. The full hospital bill was settled via direct billing — the client was discharged in 3 days without having handled a single invoice.
Amount Paid
UGX 45,000,000
Settlement
3 days
Fire — Commercial Property
Nakasero Retailer
An electrical fault caused a fire that destroyed the stock of a Nakasero retail business. Acentria appointed a surveyor within 24 hours and negotiated the full stock valuation with the insurer. The complete replacement value of UGX 180 million was paid within 21 working days, enabling the business to restock and reopen.
Amount Paid
UGX 180,000,000
Settlement
21 days
Have a claim to report? Report it here →
Authorised & Regulated
Fully Licensed Across Africa
Acentria operates under the regulatory oversight of the relevant national insurance authorities in every market we serve — so your cover is always backed by law.
2025 Claims Performance
Backed By The Best
Our Reinsurance & Partner Network
Acentria's capacity is supported by the world's largest reinsurers and trusted African financial institutions — so every claim is backed by solid capital.
Reinsurer
Reinsurer
Reinsurer
Reinsurer
Client Stories
Trusted by Thousands Across Africa
From policy issuance to claims support, the Uganda team at Acentria has been a reliable partner for our organisation for over five years.
Josephine Nakato
Procurement Manager, Uganda Development Corp.
Where We Are
Our Offices Across Africa
Every office commits to our service response SLA — so you always know when to expect to hear from us.
Kampala
Plot 1, Parliament Avenue, Kampala
Get Started Today
Secure What Matters Most. Let Acentria Tailor Your Health Insurance.
Speak with one of our Uganda specialists today and get a personalised solution within 24 hours.
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