Zambia · InsuranceCrops & LivestockInsurance
El Niño. La Niña. Drought. Kenya's farmers deserve a safety net.
Trusted Cover
Zambia · Acentria
About This Cover
Why Crops & Livestock Insurance?
Agriculture accounts for 33% of Kenya's GDP and employs 40% of Kenyans. Yet when drought hits the North Rift or floods devastate Kisumu's farms, most farmers have no safety net. Acentria Crops & Livestock Insurance changes that — with parametric (index-based) products that pay out within days of a weather trigger, no lengthy loss assessment required. From smallholder maize to large-scale horticultural exporters, we protect Kenya's food producers.
"El Niño. La Niña. Drought. Kenya's farmers deserve a safety net."
Coverage Details
What's Covered
Crops & Livestock Insurance covers a wide range of risks to give you and your loved ones complete peace of mind.
Multi-peril crop insurance — drought, flood, hail, disease
Livestock mortality — disease, accident, natural disaster
Parametric / weather index-based payout (no loss assessment needed)
Transit cover for agricultural produce
Greenhouse and irrigation infrastructure cover
Post-harvest storage cover
Agri-input financing protection (for inputs purchased on credit)
Why Acentria
Why Choose Us
Parametric Payouts — No Loss Assessor
Index-based products trigger payment automatically when weather stations record drought, excess rainfall, or temperature thresholds. Farmers receive M-Pesa payouts within days — not months.
Smallholder to Commercial
We cover individual farmers in the Rift Valley and large-scale commercial farms in Meru, Nakuru, and Trans Nzoia. Policies start from 1 acre.
AFA and Regulator Aligned
Our agricultural products are structured in line with Agriculture and Food Authority (AFA) guidelines and KALRO research on Kenyan crop risks.
Simple Process
Getting Covered Is Simple
Get a Quote
Fill in a simple online form or call us. Receive a personalised quote within minutes.
Choose Your Plan
Compare plans, pick the level of cover that fits your life stage and budget.
Get Covered
Pay your premium, receive your policy instantly, and enjoy peace of mind from day one.
Common Questions
Frequently Asked
We have all the answers. If you don't find yours here, our specialists are a call away.
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How Much Will It Cost?
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Indicative premiums — final pricing subject to underwriting
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Proof, Not Promises
Real Claims. Real Outcomes.
Every number represents a real client we helped get back on their feet. Details anonymised to protect privacy.
Mining Equipment — Breakdown & Fire
Copperbelt Mining Support
A Copperbelt mining support company suffered a combined breakdown and fire incident involving a key excavator. Acentria mobilised a specialist engineering adjuster within 48 hours and coordinated the valuation and replacement process. Full replacement value was paid within 14 working days and operations resumed on schedule.
Amount Paid
ZMW 850,000
Settlement
14 days
Motor — Fleet Vehicle Accident
Lusaka Logistics Company
A Lusaka logistics company's fleet vehicle was involved in an accident on the Great East Road, sustaining significant bodywork and mechanical damage. Acentria lodged the claim, managed the assessment process, and confirmed an approved repairer. Full repair costs were settled in 9 working days, keeping the fleet operational.
Amount Paid
ZMW 95,000
Settlement
9 days
Home — Burglary During Travel
Private Individual
A Kabulonga homeowner returned from an international trip to find the property had been burgled and electronics and valuables stolen. Acentria guided the client through the police report and documentation requirements. New-for-old replacement at current market value was settled within 7 working days — no depreciation applied.
Amount Paid
ZMW 45,000
Settlement
7 days
Have a claim to report? Report it here →
Authorised & Regulated
Fully Licensed Across Africa
Acentria operates under the regulatory oversight of the relevant national insurance authorities in every market we serve — so your cover is always backed by law.
2025 Claims Performance
Backed By The Best
Our Reinsurance & Partner Network
Acentria's capacity is supported by the world's largest reinsurers and trusted African financial institutions — so every claim is backed by solid capital.
Reinsurer
Reinsurer
Reinsurer
Reinsurer
Client Stories
Trusted by Thousands Across Africa
Reinsurance solutions that are responsive, expertly structured, and competitively priced. Acentria is our first call for any African risk placement.
Solomon Nyirenda
Chief Risk Officer, Zanaco Bank
Where We Are
Our Offices Across Africa
Every office commits to our service response SLA — so you always know when to expect to hear from us.
Lusaka
Cairo Road, City Centre, Lusaka
Get Started Today
Secure What Matters Most. Let Acentria Tailor Your Crops & Livestock Insurance.
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