Industry Solutions — Zambia
Mining & Resources Insurance — Zambia
Copperbelt expertise. PIA compliant. Lloyd's capacity for Zambia's extractive sector.
Mining & Resources Insurance — Zambia
Sector
Understanding Your World
The Mining & Resources Insurance — Zambia Challenge
Zambia's Copperbelt is one of the world's richest copper regions — producing over 800,000 tonnes annually and supporting hundreds of thousands of jobs. Open-pit and underground mines, copper smelters, acid plants, and mining support businesses all face substantial insurance exposures. Acentria Zambia Mining Insurance combines specialist underwriting, PIA-regulated cover, and Lloyd's-backed capacity for Zambia's most important industry.
- Underground collapses and surface subsidence creating catastrophic loss scenarios
- Heavy equipment breakdown — drill rigs, haul trucks, and processing plant — halting production
- Environmental liability from tailings, acid mine drainage, and chemical spills
- Workers' injury in high-hazard underground and surface mining environments
- Political and security risk including expropriation and artisanal mining conflicts
- Mineral in transit — cargo theft and damage on mine-to-port corridors
Mining & Resources Insurance — Zambia Sector
ZambiaHow We Help
Our Solution for Mining & Resources Insurance — Zambia
Mine Site All Risks
Comprehensive property and machinery cover for mine sites — buildings, processing plant, infrastructure, and ore stockpiles against all physical perils.
Heavy Equipment Insurance
Agreed-value cover for drill rigs, excavators, haul trucks, conveyor systems, and specialist mining plant — including breakdown and mechanical failure.
Environmental Liability
Third-party clean-up costs, regulatory fines, and bodily injury claims arising from pollution events — tailings failures, acid mine drainage, and chemical releases.
Workers Injury (WIBA/Mining Grade)
Enhanced workers' injury cover for underground and surface mining staff — meeting WIBA statutory requirements with limits appropriate for high-hazard operations.
Political Risk & Expropriation
Cover for expropriation, nationalisation, licence revocation, and political violence — essential for mining operations across multiple African jurisdictions.
Mineral in Transit
Marine and goods-in-transit cover for ore, concentrates, and refined metals moving from mine gate to port, smelter, or export terminal.
Products
Recommended Products for Mining & Resources Insurance — Zambia
Authorised & Regulated
Fully Licensed Across Africa
Acentria operates under the regulatory oversight of the relevant national insurance authorities in every market we serve — so your cover is always backed by law.
2025 Claims Performance
Backed By The Best
Our Reinsurance & Partner Network
Acentria's capacity is supported by the world's largest reinsurers and trusted African financial institutions — so every claim is backed by solid capital.
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Reinsurer
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Client Stories
Trusted by Thousands Across Africa
Reinsurance solutions that are responsive, expertly structured, and competitively priced. Acentria is our first call for any African risk placement.
Solomon Nyirenda
Chief Risk Officer, Zanaco Bank
Where We Are
Our Offices Across Africa
Every office commits to our service response SLA — so you always know when to expect to hear from us.
Lusaka
Cairo Road, City Centre, Lusaka
Get a Quote for Your Mining & Resources Insurance — Zambia Business
Our Zambia team specialises in the mining & resources insurance — zambia sector. Contact us today for a tailored insurance review and competitive quotation.